Adwokatura Polska

Credits in CHF

Over the past years, several hundred thousand debtors have taken loans – mainly mortgages – in Swiss francs. Many of them were tempted with promises of small installment and constant, low exchange rate of this currency. However, after some time, it turned out that the risk related to borrowing in a foreign currency did not pay off, and the franc exchange rate quickly soared, charging the borrowers with extremely high installments.


Banks convince their clients that by taking loans in Swiss francs they took the risk of changing the currency rate and that in this situation nothing could be done to improve their situaiton. However, this is not always a truth. It turns out that many loan agreements contain provisions that allow customers to undermine and recover a large part of the funds that have already been paid as a repayment of the loan according to the high Swiss franc rate.


Our Firm provides comprehensive legal services for people who would like to demand such a return. First of all, we analyze loan agreements, determining whether in a given case there is a chance of winning back overpaid amounts for our clients, and after positive verification – we mediate in contacts with the bank and conduct any court proceedings. The experience we have in this matter means that we know the mechanisms used by banks in such matters and we are able to represent our clients by choosing the legal measures most appropriate to their situation.

What the cooperation looks like

Initial consultation, free of charge

A free initial consultation allows us to acquaint ourselves with the Client’s situation and to give a price quote.

Agreeing on the terms of the cooperation and signing an agreement

Agreeing on the terms of the cooperation and signing an agreement prevents future misunderstandings.

Work on a case

Depending on the arrangements made within the framework of an agreement we undertake all actions ordered by the Client.

Knowledge and competences

  • logo_uw
  • adwokatura_polska_white
  • logo_uj
  • logo_blc